HomeReady® by Fannie Mae

HomeReady^® Mortgage for Real Estate Professionals

Help your buyers get into their dream home and build your business with the HomeReady mortgage, Fannie Mae’s affordable lending product.

Key Features

Down payments as low as 3%
Cancellable mortgage insurance
Allows co-borrower flexibility
Accepts additional income sources
Smart homeownership

More than 1,000 lenders offer HomeReady – ask your local lender about Fannie Mae’s affordable lending product

HomeReady Resources

Fast Facts › Why Choose HomeReady?
Product Comparison › HomeReady Overview Presentation › Income Eligibility Lookup Tool › Frequently Asked Questions › HomeReady Toolkit › Find an Event Near You › HomePath.com › Information for Lenders › Information for Buyers ›

Income Flexibilities
Sample Buyer Scenarios

Rental and Boarder Income Flexibilities › Non-Occupant Borrower Income Flexibility ›

Learn the HomeReady basics in our short overview video.

Need more information? Check out fanniemae.com/homeready

*Data on borrowers who may be eligible for HomeReady is based on an estimate of rental households that have the household income to afford at least the median home price for the CBSA, based on the following assumptions: 30yr FRM; Interest Rate 4%; Principal and Interest-to-Income Ratio at 20%; can afford down payment of 3%. These estimates may change over time, and do not consider other mortgage eligibility criteria. Data is based on the most recent American Community Survey (2015).